Attention homeowners in Chicago and Cook County: Get an Appraisal today!

Check out the top 7 reasons Illinois homeowners hire Accu-Comp Appraisals:

Pre-listing appraisals (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
To cut your mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a divorce in the state of Illinois, where property needs to be divided
To determine the true market value of real estate to settle an estate in Cook County or the state of Illinois


	Need help deciding the value of your home in or near Chicago, Illinois? Contact Accu-Comp Appraisals.

We at Accu-Comp Appraisals understand the individual needs of a homeowner looking for appraisal services. Our customary business clients get the appraisal process and the customary reporting formats. As our non-traditional client, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

Pre-listing Services/For Sale by Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Accu-Comp Appraisals, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value report than yours.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that is declining or not appreciating as much as other houses close by. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An appraisal report from Accu-Comp Appraisals is your strongest weapon when challenging your property tax assessment.

Appraisals to cancel PMI

A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Accu-Comp Appraisals, we're seasoned in helping consumers just like you dismiss undesirable PMI insurance.

Was your HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. Accu-Comp Appraisals can help you reinstate your home equity line of credit with a professional appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for preciseness or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? Accu-Comp Appraisals offers field reviews where we'll go out and check the subject and comparables. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had in the past. Although most appraisal reviews are requested by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.